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BMO eclipse Visa Infinite Card
加拿大信用卡

BMO eclipse Visa Infinite Card

BMO Bank of Montreal · 年费 CA$120 CAD · BMO Rewards Points · 数据刷新 2026年10月3日

一句话结论: BMO eclipse Visa Infinite Card 年费 CA$120,MaxWorth 数据库里录有 10 项福利,其中 4 项是有金额的 credit,面值合计 CA$460/年;返点倍率最高的类别是超市(5x)。开卡奖励:Earn up to 70,000 BMO Rewards points: 30,000 points after $4,000 in purchases within 110 days, 20,000 points after $7,000 within 180 days, and 20,000 points after $12,000 within 365 days. First year annual fee waived.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市5x3.35%
加油5x3.35%
餐饮5x3.35%
公共交通5x3.35%
其他消费1x0.67%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (4)

$20 Monthly Streaming Credit

CA$240/年
每月

Earn up to $20 per month in streaming subscription statement credits when you make at least $500 in net card purchases that month. Eligible streaming services include Netflix, Spotify, Disney+, and other qualifying merchants. Maximum $240 per year.

$10 Monthly Instacart Credit

CA$120/年
每月

Earn a $10 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit valid through October 31, 2027.

$50 Anniversary Lifestyle Credit

CA$50/年
每年按开卡周年重置

Receive a $50 statement credit applied automatically to your first purchase of $50 or more after each account anniversary date. Effectively reduces the annual fee from $120 to $70.

Instacart+ 6-Month Membership

CA$50/年

Enjoy six months of complimentary Instacart+ membership when you sign up with your BMO eclipse Visa Infinite Card. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.

保险保障 (6)

Travel Emergency Medical Insurance

CA$100/年
每年

Up to $5,000,000 in coverage per person for emergency medical expenses incurred during travel outside your province of residence, for trips of up to 15 consecutive days. For cardholders age 64 or under.

Mobile Device Insurance

CA$80/年
每年

Up to $1,000 coverage for theft, loss, or accidental damage to your mobile device when you pay your monthly wireless bill with your BMO eclipse Visa Infinite Card. Coverage for up to 2 years from purchase.

Rental Car Collision Coverage

CA$60/年
每年

Covers collision damage and theft for rental vehicles with a value up to $65,000 for rental periods of up to 48 days. Rental must be charged entirely to the card.

Purchase Protection

CA$50/年
每年

Coverage against accidental physical damage or theft for items purchased with your BMO eclipse Visa Infinite Card for 90 days from the date of purchase.

Extended Warranty

CA$40/年
每年

Extends the manufacturer's original warranty by up to one additional year on eligible items purchased entirely with your BMO eclipse Visa Infinite Card. Maximum total warranty period of 5 years.

Travel Accident Insurance

CA$20/年
每年

Up to $500,000 coverage for accidental death or dismemberment while travelling as a fare-paying passenger on a common carrier. Requires ticket cost charged to the card.

怎么追踪

把 BMO eclipse Visa Infinite Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

BMO Bank of Montreal 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.