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BMO Blue Rewards World Elite Mastercard
加拿大信用卡

BMO Blue Rewards World Elite Mastercard

BMO Bank of Montreal · 年费 CA$150 CAD · BMO Blue Rewards Points · 数据刷新 2026年10月3日

一句话结论: BMO Blue Rewards World Elite Mastercard 年费 CA$150,MaxWorth 数据库里录有 12 项福利,其中 3 项是有金额的 credit,面值合计 CA$230/年;返点倍率最高的类别是Blue Rewards Partners(10x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
Blue Rewards Partners10x6.7%
超市2x1.34%
加油2x1.34%
电动车充电2x1.34%
其他消费1x0.67%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (3)

$10 Monthly Instacart Credit

CA$120/年
每月需注册

Up to $10 in statement credits each month on eligible Instacart purchases when you pay with your card and link it to your Instacart account. Up to $120 per year. Linking/enrollment required.

Instacart+ Membership (6 Months)

CA$60/年
需注册

Complimentary 6-month Instacart+ membership (free delivery on eligible orders, reduced service fees), then standard pricing. Linking/enrollment required.

NEXUS Statement Credit

CA$50/年
每 4 年

One-time $200 statement credit toward NEXUS membership (trusted-traveler program for expedited border crossing). Offered in the first year.

会籍与精英待遇 (1)

DragonPass Lounge Access

CA$140/年
每年按自然年重置

Complimentary Mastercard Travel Pass membership provided by DragonPass, plus 4 free airport lounge visit passes per calendar year. Additional visits charged per use.

保险保障 (8)

Travel Medical Insurance

CA$100/年
每年

Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip, for trips up to 15 consecutive days (age 64 and under).

Trip Cancellation/Interruption Insurance

CA$100/年
每年

Trip Cancellation up to $1,500 per insured person (max $5,000 per trip); Trip Interruption up to $2,000 per insured person (max $10,000 per trip).

Car Rental Collision/Damage Coverage

CA$50/年
每年

Car rental damage and theft coverage for rentals up to 48 consecutive days, vehicles with MSRP up to $65,000. Decline the rental company's collision damage waiver.

Purchase Protection

CA$50/年
每年

Covers eligible purchases against theft or accidental damage for up to 90 days from the date of purchase.

Flight Delay Insurance

CA$30/年
每年

Up to $500 per trip for all insured persons for a flight delay of more than 4 hours.

Baggage Insurance

CA$30/年
每年

Baggage Delay up to $500 per insured person (max $1,000 per trip); Lost or Stolen Baggage up to $500 per insured person (max $1,000 per trip).

Extended Warranty

CA$30/年
每年

Doubles the original manufacturer's warranty, up to an additional 1 year.

Common Carrier Travel Accident Insurance

CA$20/年
每年

Travel accident insurance up to $500,000 per insured person when common-carrier travel is charged to the card.

怎么追踪

把 BMO Blue Rewards World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

BMO Bank of Montreal 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.