BMO Blue Rewards World Elite Mastercard
一句话结论: BMO Blue Rewards World Elite Mastercard 年费 CA$150,MaxWorth 数据库里录有 12 项福利,其中 3 项是有金额的 credit,面值合计 CA$230/年;返点倍率最高的类别是Blue Rewards Partners(10x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| Blue Rewards Partners | 10x | 6.7% |
| 超市 | 2x | 1.34% |
| 加油 | 2x | 1.34% |
| 电动车充电 | 2x | 1.34% |
| 其他消费 | 1x | 0.67% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (3)
$10 Monthly Instacart Credit
CA$120/年Up to $10 in statement credits each month on eligible Instacart purchases when you pay with your card and link it to your Instacart account. Up to $120 per year. Linking/enrollment required.
Instacart+ Membership (6 Months)
CA$60/年Complimentary 6-month Instacart+ membership (free delivery on eligible orders, reduced service fees), then standard pricing. Linking/enrollment required.
NEXUS Statement Credit
CA$50/年One-time $200 statement credit toward NEXUS membership (trusted-traveler program for expedited border crossing). Offered in the first year.
会籍与精英待遇 (1)
DragonPass Lounge Access
CA$140/年Complimentary Mastercard Travel Pass membership provided by DragonPass, plus 4 free airport lounge visit passes per calendar year. Additional visits charged per use.
保险保障 (8)
Travel Medical Insurance
CA$100/年Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip, for trips up to 15 consecutive days (age 64 and under).
Trip Cancellation/Interruption Insurance
CA$100/年Trip Cancellation up to $1,500 per insured person (max $5,000 per trip); Trip Interruption up to $2,000 per insured person (max $10,000 per trip).
Car Rental Collision/Damage Coverage
CA$50/年Car rental damage and theft coverage for rentals up to 48 consecutive days, vehicles with MSRP up to $65,000. Decline the rental company's collision damage waiver.
Purchase Protection
CA$50/年Covers eligible purchases against theft or accidental damage for up to 90 days from the date of purchase.
Flight Delay Insurance
CA$30/年Up to $500 per trip for all insured persons for a flight delay of more than 4 hours.
Baggage Insurance
CA$30/年Baggage Delay up to $500 per insured person (max $1,000 per trip); Lost or Stolen Baggage up to $500 per insured person (max $1,000 per trip).
Extended Warranty
CA$30/年Doubles the original manufacturer's warranty, up to an additional 1 year.
Common Carrier Travel Accident Insurance
CA$20/年Travel accident insurance up to $500,000 per insured person when common-carrier travel is charged to the card.
怎么追踪
把 BMO Blue Rewards World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
BMO Bank of Montreal 的其他卡
- BMO eclipse Visa Infinite Privilege Card · CA$599 · 0 项福利
- BMO VIPorter World Elite Mastercard · CA$199 · 15 项福利
- BMO Ascend World Elite Mastercard · CA$150 · 13 项福利
- BMO CashBack World Elite Mastercard · CA$120 · 10 项福利
- BMO eclipse Visa Infinite Card · CA$120 · 10 项福利
- BMO VIPorter Mastercard · CA$89 · 12 项福利
- BMO U.S. Dollar Mastercard · CA$49 · 3 项福利
- BMO Preferred Rate Mastercard · CA$29 · 2 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.