BMO Blue Rewards World Elite Mastercard

Up to $10 in statement credits each month on eligible Instacart purchases when you pay with your card and link it to your Instacart account. Up to $120 per year. Linking/enrollment required.

Complimentary 6-month Instacart+ membership (free delivery on eligible orders, reduced service fees), then standard pricing. Linking/enrollment required.

One-time $200 statement credit toward NEXUS membership (trusted-traveler program for expedited border crossing). Offered in the first year.

Complimentary Mastercard Travel Pass membership provided by DragonPass, plus 4 free airport lounge visit passes per calendar year. Additional visits charged per use.

Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip, for trips up to 15 consecutive days (age 64 and under).

Trip Cancellation up to $1,500 per insured person (max $5,000 per trip); Trip Interruption up to $2,000 per insured person (max $10,000 per trip).

Car rental damage and theft coverage for rentals up to 48 consecutive days, vehicles with MSRP up to $65,000. Decline the rental company's collision damage waiver.

Covers eligible purchases against theft or accidental damage for up to 90 days from the date of purchase.

Up to $500 per trip for all insured persons for a flight delay of more than 4 hours.

Baggage Delay up to $500 per insured person (max $1,000 per trip); Lost or Stolen Baggage up to $500 per insured person (max $1,000 per trip).

Doubles the original manufacturer's warranty, up to an additional 1 year.

Travel accident insurance up to $500,000 per insured person when common-carrier travel is charged to the card.