BMO Ascend World Elite Mastercard

4 complimentary airport lounge visits per year via Mastercard Travel Pass powered by DragonPass. Access to 1,000+ airport lounges worldwide. Each visit valued at approximately $30.

Earn a $10 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit for eligible BMO credit cardholders is valid through October 31, 2027.

Enjoy six months of complimentary Instacart+ membership when you sign up with your BMO Ascend World Elite Mastercard. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.

Up to $5,000,000 in coverage per person for emergency medical expenses incurred during travel outside your province of residence, for trips of up to 21 consecutive days. For cardholders age 64 or under. Includes hospitalization, emergency treatment, prescribed medications, emergency medical transport, and repatriation.

Coverage against accidental loss, damage, or theft for items purchased with your BMO Ascend World Elite Mastercard for 90 days from the date of purchase. Up to $10,000 per item.

Covers collision damage and theft for rental vehicles with a value up to $65,000 for rental periods of up to 48 days. Includes personal effects coverage up to $1,000 per person. Rental must be charged entirely to the card.

Covers prepaid, non-refundable travel expenses if you must cancel your trip before departure. Up to $1,500 per insured person and $5,000 maximum per trip. Eligible reasons include illness, injury, death, severe weather, and property damage. Trip must be fully charged to the card.

Reimburses unused travel expenses if your trip is interrupted mid-journey. Up to $2,000 per insured person and $10,000 maximum per trip. Covers medical emergencies, family member death, and transportation delays.

Extends the manufacturer's original warranty by up to one additional year on eligible items purchased entirely with your BMO Ascend World Elite Mastercard. Coverage up to $60,000. Maximum total warranty period of 5 years.

Up to $500 per trip when your scheduled flight is delayed by 4 or more hours. Covers reasonable expenses for meals, accommodation, and transportation. Requires at least partial ticket charge to the card.

Up to $500 per covered person ($1,000 maximum per account per trip) for lost, stolen, or damaged baggage. Up to $1,000 for essential purchases when baggage is delayed by the common carrier for 12 or more hours.

Up to $500,000 coverage for accidental loss of life or dismemberment while travelling as a fare-paying passenger on a common carrier. Requires 100% of the ticket cost charged to the card.

Up to $1,000 per occurrence for stolen or damaged personal belongings from locked hotel or motel rooms or cruise ship cabins during your trip.