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BMO U.S. Dollar Mastercard
CANADA CREDIT CARD

BMO U.S. Dollar Mastercard

BMO Bank of Montreal · Annual fee CA$49 CAD · N/A · data refreshed October 3, 2026

Quick answer: The BMO U.S. Dollar Mastercard carries a CA$49 annual fee and 3 catalogued benefits. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Protections (2)

Extended Warranty

CA$30/yr
Annual

Extends the manufacturer's original warranty by up to one additional year on eligible items purchased entirely with your BMO U.S. Dollar Mastercard.

Purchase Protection

CA$30/yr
Annual

Covers eligible purchases against theft or damage for 90 days from the date of purchase when the item is bought entirely with the card.

Other (1)

Annual Fee Rebate

CA$49/yr
Annual

When your annual purchases total U.S. $3,000 or more in a year, the next year's annual fee ($49 USD) is rebated to your card.

How to track it

Add the BMO U.S. Dollar Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other BMO Bank of Montreal cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.