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CIBC Dividend Platinum Visa Card
加拿大信用卡

CIBC Dividend Platinum Visa Card

CIBC · 年费 CA$99 CAD · Cash · 数据刷新 2026年10月3日

一句话结论: CIBC Dividend Platinum Visa Card 年费 CA$99,MaxWorth 数据库里录有 5 项福利;返点倍率最高的类别是超市(3x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市3x3%
加油3x3%
电动车充电3x3%
餐饮2x2%
公共交通2x2%
Recurring Bills2x2%
Travel Cibc2x2%
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (4)

Auto Rental Collision/Loss Damage Insurance

CA$75/年
每年

Covers damage to or theft of a rental vehicle when the full rental cost is charged to the card. Rental period up to 48 consecutive days.

Common Carrier Accident Insurance

CA$50/年
每年

Accidental death or dismemberment coverage up to $100,000 when travelling on a common carrier (plane, bus, train, boat) and the full fare is charged to the card.

Purchase Security Insurance

CA$50/年
每年

Protects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.

Extended Warranty Protection

CA$50/年
每年

Extends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.

其他 (1)

CIBC Pace It Installment Plan

每年

Pay eligible purchases of $100+ in fixed monthly installments over 3, 6 or 12 months for a one-time interest fee (rates depend on term length).

怎么追踪

把 CIBC Dividend Platinum Visa Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

CIBC 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.