CIBC Dividend Platinum Visa Card
Quick answer: The CIBC Dividend Platinum Visa Card carries a CA$99 annual fee and 5 catalogued benefits; its best earning category is Groceries at 3x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3x | 3% |
| Gas | 3x | 3% |
| EV Charging | 3x | 3% |
| Dining | 2x | 2% |
| Transit | 2x | 2% |
| Recurring Bills | 2x | 2% |
| Travel Cibc | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (4)
Auto Rental Collision/Loss Damage Insurance
CA$75/yrCovers damage to or theft of a rental vehicle when the full rental cost is charged to the card. Rental period up to 48 consecutive days.
Common Carrier Accident Insurance
CA$50/yrAccidental death or dismemberment coverage up to $100,000 when travelling on a common carrier (plane, bus, train, boat) and the full fare is charged to the card.
Purchase Security Insurance
CA$50/yrProtects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.
Extended Warranty Protection
CA$50/yrExtends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.
Other (1)
CIBC Pace It Installment Plan
Pay eligible purchases of $100+ in fixed monthly installments over 3, 6 or 12 months for a one-time interest fee (rates depend on term length).
How to track it
Add the CIBC Dividend Platinum Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.