Amex Business Platinum ChatGPT Business Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Business Platinum ChatGPT Business Credit is worth up to $300 a year. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | Amex Business Platinum · American Express · annual fee $895 |
| Value per year | $300 |
| Cycle | Annual |
| Resets | January 1 (calendar year) |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $300 in annual statement credits for ChatGPT Business subscriptions on your Business Platinum Card. Enrollment required.
How not to lose it
Add the Amex Business Platinum to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the ChatGPT Business Credit reset?
It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Amex Business Platinum
- $2,400 One AP Subscription Credit · $2,400/yr · Annual
- Fine Hotels + Resorts Credit · $600/yr · Semi-annual
- $360 Annual Indeed Credit · $360/yr · Quarterly
- Adobe Credit · $250/yr · Annual
- CLEAR Plus Credit · $209/yr · Annual
- $200 Hilton Credit · $200/yr · Quarterly
- Airline Fee Credit · $200/yr · Annual
- Dell Credit · $150/yr · Annual
- $10 Monthly Wireless Credit · $120/yr · Monthly
- Global Entry Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.