Amex Business Platinum Fine Hotels + Resorts Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Business Platinum Fine Hotels + Resorts Credit is worth up to $600 a year. It comes in two halves, January through June and July through December, up to $300 per half; an unused first half expires on July 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Amex Business Platinum · American Express · annual fee $895 |
| Value per year | $600 |
| Per-cycle cap | $300 |
| Cycle | Semi-annual |
| Resets | Semi-annual |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $600 annual statement credit ($300 semi-annually) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
How not to lose it
Add the Amex Business Platinum to MaxWorth and this credit appears with its semi-annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Fine Hotels + Resorts Credit reset?
It comes in two halves, January through June and July through December, up to $300 per half; an unused first half expires on July 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every semi-annual credit, any unused amount expires when the cycle ends.
Other credits on the Amex Business Platinum
- $2,400 One AP Subscription Credit · $2,400/yr · Annual
- $360 Annual Indeed Credit · $360/yr · Quarterly
- ChatGPT Business Credit · $300/yr · Annual
- Adobe Credit · $250/yr · Annual
- CLEAR Plus Credit · $209/yr · Annual
- $200 Hilton Credit · $200/yr · Quarterly
- Airline Fee Credit · $200/yr · Annual
- Dell Credit · $150/yr · Annual
- $10 Monthly Wireless Credit · $120/yr · Monthly
- Global Entry Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.