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Amex Business Platinum
American Express

Amex Business Platinum

Annual fee
$895
Welcome bonus
300,000 Membership Rewards Points · ≈ $4,200
Rewards
Membership Rewards Points
Benefits
16 · $7,194/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by American Express · disclaimer
Ranked in: #1 · Premium

Earn Rates

CategoryRateTrue cash-back value
Large Purchase 2% 2%
Electronics 2% 2%
Shipping 2% 2%
Construction Hardware 2% 2%
Everything else 1x 1.4%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (13)

$2,400 One AP Subscription Credit

$2,400/yr
Annual

After $250,000 in eligible spend per calendar year, receive up to $2,400 in statement credits toward One AP® subscription fees.

Dell Spend Bonus

$1,000/yr
Annual Activation required

$1,000 statement credit after spending $5,000+ on Dell Technologies purchases per calendar year

Fine Hotels + Resorts Credit

$600/yr
Semi-annual

Up to $600 annual statement credit ($300 semi-annually) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel

Delta Sky Club Access

$390/yr
Annual

10 complimentary visits per year to Delta Sky Club lounges when flying Delta

$360 Annual Indeed Credit

$360/yr
Quarterly Activation required

Get up to $90 in statement credits each quarter when you use your Business Platinum Card on eligible Indeed purchases. That's up to $360 annually. Enrollment required.

ChatGPT Business Credit

$300/yr
Annual Activation required

Up to $300 in annual statement credits for ChatGPT Business subscriptions on your Business Platinum Card. Enrollment required.

Adobe Credit

$250/yr
Annual

$250 statement credit when you spend $600 or more on Adobe products per calendar year

CLEAR Plus Credit

$209/yr
Annual

You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership (subject to auto-renewal) with your eligible American Express Card.‡

$200 Hilton Credit

$200/yr
Quarterly Activation required

Get up to $200 in statement credits per calendar year (up to $50 per quarter) when you enroll in the $200 Hilton Statement Credit Benefit with your Business Platinum Card through American Express. Purchases must be made directly with a property in the Hilton portfolio on your Business Platinum Card. Hilton for Business membership is required. If your business does not already have a Hilton for Business account, you will be registered for one at the time you enroll in the benefit. Hilton for Business offers additional travel value such as access to discounted rates, travel management tools, and loyalty benefits. To learn more about Hilton for Business, visit HiltonForBusiness.com.

Airline Fee Credit

$200/yr
Annual Activation required

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags, in-flight refreshments, flight-change fees, overweight / oversize baggage fees, airport lounge day-passes, pet-kennel fees, and phone reservation fees, are charged by the airline to your Platinum Card® account.

Dell Credit

$150/yr
Annual Activation required

Up to $150 annual statement credit on Dell Technologies purchases

$10 Monthly Wireless Credit

$120/yr
Monthly Activation required

Up to $120 annual statement credit for wireless phone services ($10 monthly)

Global Entry Credit

$120/yr
Annual

Statement credit for Global Entry ($120) or TSA PreCheck ($85) application fee

Status & Elite Perks (3)

Global Lounge Collection

$695/yr
Annual

Access to 1,400+ airport lounges including Centurion, Delta Sky Club, Priority Pass, and more

Hotel Elite Status

$200/yr
Annual Activation required

Complimentary Hilton Honors Gold and Marriott Bonvoy Gold elite status

35% Membership Rewards Rebate on Flights

Annual

Get 35% of your Membership Rewards points back when you use Pay With Points for all or part of an eligible flight booked through American Express Travel. Eligible flights include First, Business, or Premium Economy class with any airline, or any class with the airline you select as your selected qualifying airline. Rebate up to 1,000,000 points per calendar year.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 16 Amex Business Platinum benefits automatically — redemption progress, reset dates and expiry alerts.

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