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Amex Schwab Platinum $12.95 Monthly Walmart+ Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Schwab Platinum $12.95 Monthly Walmart+ Credit is worth up to $155 a year. It resets every month, up to $12.95 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardAmex Schwab Platinum · American Express · annual fee $895
Value per year$155
Per-cycle cap$12.95
CycleMonthly
ResetsMonthly
EnrollmentNot required
TypeAccumulates up to the cap

The terms, as catalogued

Get up to $12.95 in statement credits each month when you pay for a monthly Walmart+ membership with your Platinum Card. That's up to $155 in value annually.

How not to lose it

Add the Amex Schwab Platinum to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the $12.95 Monthly Walmart+ Credit reset?

It resets every month, up to $12.95 per month; anything unused in a month does not roll over.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every monthly credit, any unused amount expires when the cycle ends.

Other credits on the Amex Schwab Platinum

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.