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Amex Schwab Platinum $300 Equinox Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Schwab Platinum $300 Equinox Credit is worth up to $300 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. Enrollment is required on the issuer's site or app before the credit pays out.

At a glance

CardAmex Schwab Platinum · American Express · annual fee $895
Value per year$300
CycleAnnual
ResetsOnce a year, per current terms
EnrollmentRequired
TypeAccumulates up to the cap

The terms, as catalogued

Up to $300 in statement credits annually for Equinox fitness club membership

How not to lose it

Add the Amex Schwab Platinum to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the $300 Equinox Credit reset?

It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.

Do I need to enroll?

Enrollment is required on the issuer's site or app before the credit pays out.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Amex Schwab Platinum

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.