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Amex Schwab Platinum $200 Oura Ring Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Schwab Platinum $200 Oura Ring Credit is worth up to $200 a year, paid as a single credit per cycle. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. Enrollment is required on the issuer's site or app before the credit pays out.

At a glance

CardAmex Schwab Platinum · American Express · annual fee $895
Value per year$200
CycleAnnual
ResetsJanuary 1 (calendar year)
EnrollmentRequired
TypeSingle credit per cycle

The terms, as catalogued

Receive up to $200 in statement credits each calendar year when you use your Platinum Card to purchase an Oura Ring at Ouraring.com. Enrollment required.

How not to lose it

Add the Amex Schwab Platinum to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the $200 Oura Ring Credit reset?

It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.

Do I need to enroll?

Enrollment is required on the issuer's site or app before the credit pays out.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Amex Schwab Platinum

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.