Chase Ritz-Carlton Annual Free Night Award: How It Works and When It Resets (2026)
Quick answer: The Chase Ritz-Carlton Annual Free Night Award is worth up to $600 a year, paid as a single credit per cycle. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase Ritz-Carlton · Chase · annual fee $450 |
| Value per year | $600 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Not required |
| Type | Single credit per cycle |
The terms, as catalogued
Free night award valid for a one night hotel stay at a property with a redemption level up to 85,000 points
How not to lose it
Add the Chase Ritz-Carlton to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Annual Free Night Award reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase Ritz-Carlton
- Annual Travel Credit · $300/yr · Annual
- $100 Hotel Credit · $100/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.