Chase Ritz-Carlton Annual Travel Credit: How It Works and When It Resets (2026)
Quick answer: The Chase Ritz-Carlton Annual Travel Credit is worth up to $300 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | Chase Ritz-Carlton · Chase · annual fee $450 |
| Value per year | $300 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $300 in statement credits for qualifying airline purchases such as baggage fees, seat upgrades and lounge memberships
How not to lose it
Add the Chase Ritz-Carlton to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Annual Travel Credit reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase Ritz-Carlton
- Annual Free Night Award · $600/yr · Annual
- $100 Hotel Credit · $100/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.