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Chase Ritz-Carlton
Chase

Chase Ritz-Carlton

Annual fee
$450
Rewards
Marriott Bonvoy Points
Benefits
6 · $2,520/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Marriott 6x 5.4%
Dining 3x 2.7%
Travel 3x 2.7%
Everything else 2x 1.8%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (4)

Annual Free Night Award

$600/yr
Annual

Free night award valid for a one night hotel stay at a property with a redemption level up to 85,000 points

Annual Travel Credit

$300/yr
Annual Activation required

Up to $300 in statement credits for qualifying airline purchases such as baggage fees, seat upgrades and lounge memberships

Global Entry/TSA PreCheck Credit

$120/yr
Annual

Statement credit for Global Entry application fee (currently $120) every 4 years

$100 Hotel Credit

$100/yr
Annual

Up to $100 property credit for dining, spa, or recreation on eligible paid stays of two nights or more at Ritz-Carlton / St. Regis.

Status & Elite Perks (2)

Marriott Gold Elite Status

$1,000/yr
Annual

Automatic Gold Elite Status each account anniversary year as a cardmember

Priority Pass Select

$400/yr
Annual Activation required

Unlimited access to over 1,300 airport lounges worldwide through Priority Pass Select membership

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 6 Chase Ritz-Carlton benefits automatically — redemption progress, reset dates and expiry alerts.

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