Amex Gold
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 4x | 5.6% |
| Groceries | 4x | 5.6% |
| Flights | 3x | 4.2% |
| Travel | 2x | 2.8% |
| Everything else | 1x | 1.4% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (5)
$10 Monthly Dining Credit
$10 monthly statement credit at Grubhub, Cheesecake Factory, Goldbelly, Wine.com, and Five Guys
$10 Monthly Uber Credit
$10 monthly Uber Cash for Uber Eats and rides in the U.S. (up to $120 annually)
Hotel Collection
$100 experience credit and premium benefits when booking 2+ nights through AmexTravel.com Hotel Collection
$100 Resy Credit
Up to $100 annual statement credits ($50 semi-annually) for dining at U.S. Resy restaurants
$7 Monthly Dunkin Credit
Up to $7 monthly statement credit at U.S. Dunkin locations (up to $84 annually)
Status & Elite Perks (1)
Hertz Five Star Status
Complimentary Hertz Five Star Status. Benefits include guaranteed upgrades when available, expedited service, and bonus reward points on rentals.
Protections (1)
Travel Insurance
Trip delay, baggage, car rental loss/damage, purchase protection, extended warranty coverage
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 7 Amex Gold benefits automatically — redemption progress, reset dates and expiry alerts.