ANZ Business Black
Quick answer: The ANZ Business Black carries a A$375 annual fee and 2 catalogued benefits; its best earning category is Everything else at 1.5x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5x | 0.75% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Business Travel Insurance
A$75/yrComplimentary domestic and international travel insurance underwritten by Allianz Global Assistance, covering emergency medical/dental expenses, trip cancellation, loss or damage to personal and business items, rental vehicle excess in Australia, and accidental death/disablement while travelling. Exact sub-limits and eligibility conditions were not exhaustively verified in this research pass.
Unauthorised Transaction Insurance
A$50/yrCovers losses from unauthorised transactions on the card. Up to $37,500 per cardholder, with a combined account limit of $200,000 per 12-month period.
How to track it
Add the ANZ Business Black to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other ANZ (Australia and New Zealand Banking Group) cards
- ANZ Frequent Flyer Black · A$425 · 3 benefits
- ANZ Qantas Business Rewards · A$375 · 3 benefits
- ANZ Rewards Black · A$375 · 1 benefits
- ANZ Frequent Flyer Platinum · A$295 · 2 benefits
- ANZ Rewards Travel Adventures (Legacy) · A$175 · 1 benefits
- ANZ Business 55 Interest Free Days · A$150 · 1 benefits
- ANZ Rewards Platinum · A$149 · 1 benefits
- ANZ Business Low Rate · A$100 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.