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ANZ Rewards Black
AUSTRALIA CREDIT CARD

ANZ Rewards Black

ANZ (Australia and New Zealand Banking Group) · Annual fee A$375 AUD · ANZ Reward Points · data refreshed October 3, 2026

Quick answer: The ANZ Rewards Black carries a A$375 annual fee and 1 catalogued benefits; its best earning category is Everything else at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Everything else2x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (1)

Travel Insurance & Purchase Protection

A$100/yr
Annual

Complimentary international and domestic travel insurance (up to 6 months per trip, requires charging at least $250 of eligible travel expenses to the card, cardholder must be under 81), rental vehicle excess cover in Australia (up to $5,000 per claim), Purchase Protection Insurance, and Extended Warranty Insurance.

How to track it

Add the ANZ Rewards Black to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.

Other ANZ (Australia and New Zealand Banking Group) cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.