MyCard Premier
Quick answer: The MyCard Premier carries a A$300 annual fee and 2 catalogued benefits; its best earning category is Retail Online at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Retail Online | 2x | 1.4% |
| Foreign Transactions | 2x | 1.4% |
| Everything else | 1x | 0.7% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Priority Pass Lounge Access
A$100/yr2 complimentary lounge visits per membership year via Priority Pass, valid at 1,700+ airport lounges worldwide.
Protections (1)
Travel Insurance & Purchase Protection
A$100/yrComplimentary international travel insurance (underwritten by Allianz Global Assistance, requires pre-paying at least $500 of eligible travel expenses to the card, $600 excess per claim, cardholder must be under 81) and domestic travel insurance (requires charging the full return airfare or pre-paying at least $250 of travel expenses, $75 excess). Also includes Mobile Phone Insurance, Purchase Protection Insurance, and Extended Warranty Insurance.
How to track it
Add the MyCard Premier to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other MyCard cards
- MyCard Prestige Qantas (Legacy) · A$749 · 4 benefits
- MyCard Prestige (Legacy) · A$700 · 4 benefits
- MyCard Premier Qantas · A$350 · 2 benefits
- MyCard Rewards · A$199 · 2 benefits
- MyCard Clear · A$149 · 2 benefits
- MyCard Simplicity · A$0 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.