MyCard Rewards
Quick answer: The MyCard Rewards carries a A$199 annual fee and 2 catalogued benefits; its best earning category is Everything else at 1x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1x | 0.7% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Mobile Phone Insurance
A$50/yrCovers accidental damage and theft of a mobile phone when the monthly phone plan bill is paid with the card, underwritten by AIG.
Retail Purchase Protection
A$50/yrCovers Purchase Protection Insurance (loss, theft, or accidental damage on new purchases) and Extended Warranty Insurance. No travel insurance included — travel insurance is reserved for the higher-tier MyCard Premier range.
How to track it
Add the MyCard Rewards to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other MyCard cards
- MyCard Prestige Qantas (Legacy) · A$749 · 4 benefits
- MyCard Prestige (Legacy) · A$700 · 4 benefits
- MyCard Premier Qantas · A$350 · 2 benefits
- MyCard Premier · A$300 · 2 benefits
- MyCard Clear · A$149 · 2 benefits
- MyCard Simplicity · A$0 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.