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NAB Qantas Rewards Premium
AUSTRALIA CREDIT CARD

NAB Qantas Rewards Premium

National Australia Bank · Annual fee A$295 AUD · Qantas Points · data refreshed October 3, 2026

Quick answer: The NAB Qantas Rewards Premium carries a A$295 annual fee and 2 catalogued benefits; its best earning category is Qantas at 1.67x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Qantas1.67x1.67%
Everything else0.67x0.67%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Status & Elite Perks (1)

Free Qantas Frequent Flyer Membership

A$99.50/yr
Annual

Complimentary Qantas Frequent Flyer membership (waives the ~$99.50 joining fee) included with the card.

Protections (1)

Travel Insurance & Purchase Protection

A$75/yr
Annual

Complimentary international travel insurance, interstate flight inconvenience insurance, rental vehicle excess cover in Australia, Purchase Protection Insurance, and Extended Warranty Insurance.

How to track it

Add the NAB Qantas Rewards Premium to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.

Other National Australia Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.