NAB Rewards Signature
Quick answer: The NAB Rewards Signature carries a A$420 annual fee and 3 catalogued benefits; its best earning category is Travel at 3x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel | 3x | 1.35% |
| Everything else | 1.5x | 0.675% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Delayed Flight Lounge Pass
A$75/yrAccess to LoungeKey lounges (1,000+ worldwide) or a dining voucher alternative when your flight is delayed 60+ minutes (delays can be aggregated). Requires registration up to 24 hours before departure; up to 4 accompanying travellers can be registered per booking.
Protections (2)
Travel Insurance & Purchase Protection
A$75/yrComplimentary international and domestic travel insurance, rental vehicle excess cover in Australia, Purchase Protection Insurance, and Extended Warranty Insurance, underwritten by Allianz Global Assistance.
Mobile Phone Insurance
A$50/yrCovers accidental damage and theft of a mobile phone (up to $1,650) when the monthly phone plan bill is paid with the card.
How to track it
Add the NAB Rewards Signature to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other National Australia Bank cards
- NAB Qantas Rewards Signature · A$420 · 2 benefits
- NAB Qantas Rewards Premium · A$295 · 2 benefits
- NAB Rewards Platinum · A$195 · 2 benefits
- NAB Low Rate · A$99 · 1 benefits
- NAB Low Fee · A$49 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.