BoA Premium Rewards Elite
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel | 2% | 2% |
| Dining | 2% | 2% |
| Everything else | 1.5% | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (3)
Airline Incidental Credit
Up to $300 annual statement credit for airline incidental fees like baggage, seat upgrades, lounge access (excludes airfare)
$150 Lifestyle Credit
Up to $150 annual statement credit for streaming services, food delivery, fitness subscriptions, and ride-hailing services
Global Entry/TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee (once every 4 years)
Status & Elite Perks (1)
Priority Pass Select
Up to 4 complimentary Priority Pass Select memberships with access to 1,700+ airport lounges worldwide (cardholder + 2 guests per visit)
Protections (1)
Travel Insurance
Comprehensive travel protection including trip cancellation/interruption, trip delay, baggage delay, lost luggage, and primary rental car insurance
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 5 BoA Premium Rewards Elite benefits automatically — redemption progress, reset dates and expiry alerts.