Bank of America Points: Value, Transfer Partners and Cards (2026)
Quick answer: Bank of America points are worth 1¢ each in MaxWorth's valuation, so 100,000 points come to about $1,000. 3 US credit cards earn them.
What your points are worth
Bank of America points are a fixed-value currency: Premium Rewards points are worth 1 cent each as cash or travel, and Premium Rewards Elite gets 1.25 cents on airfare booked with points. Bank of America has no airline or hotel transfer partners today. Alaska Airlines has announced that eligible Bank of America cards will be able to transfer to Atmos Rewards in 2027, but the cards, ratio and date haven't been published.
| Balance | At 1¢ each |
|---|---|
| 10,000 | $100 |
| 25,000 | $250 |
| 50,000 | $500 |
| 100,000 | $1,000 |
Ways to redeem
| Option | Value per point | Notes |
|---|---|---|
| Cash: statement credit or deposit | 1¢ | Premium Rewards and Premium Rewards Elite. Minimum 2,500 points. |
| Travel Center bookings and gift cards | 1¢ | Premium Rewards and Premium Rewards Elite. |
| Airfare booked with points (Elite) | 1.25¢ | Premium Rewards Elite gets 20% off airfare paid with points. |
| Travel Rewards: statement credit on travel or dining | 1¢ | Minimum 2,500 points. |
| Travel Rewards: cash back | 0.6¢ | Worth less than using points against travel or dining. |
Cards that earn Bank of America Rewards (3)
| Card | Annual fee | Top earn rates |
|---|---|---|
| BoA Premium Rewards Elite | $550 | 2x Travel · 2x Dining · 1.5x Everything else |
| BoA Premium Rewards | $95 | 2x Travel · 2x Dining · 1.5x Everything else |
| BoA Travel Rewards | $0 | 1.5x Everything else |
No Bank of America card can transfer to airlines or hotels today. The 2027 Atmos Rewards transfers will be limited to eligible Bank of America cards that haven't been named yet.
Good to know
- Expiration
- Points don't expire while the account is open. If the account is closed, unredeemed points are forfeited immediately.
- Pooling and sharing
- Points can't be transferred or sold to another person. On some programs you can move points between your own Bank of America accounts; Bank of America says to call to check.
Frequently asked questions
How much are 100,000 Bank of America points worth?
About $1,000 at MaxWorth's valuation of 1¢ per point. What you actually get depends on how you redeem; see the redemption options above.
Can I transfer Bank of America points to airlines?
Not yet. Alaska Airlines says eligible Bank of America card points will transfer to Atmos Rewards starting in 2027. The cards, ratio and date haven't been announced.
Are Travel Rewards card points worth less as cash?
Yes. They're worth 1 cent each as a statement credit against travel or dining purchases, but only 0.6 cents each as cash back.
Does Preferred Rewards (BofA Rewards) make points worth more?
No. It raises how many points you earn by 10% to 75%, but each Premium Rewards point is still redeemed at 1 cent, or 1.25 cents on Elite airfare.
Track Bank of America Rewards next to every other balance.
The MaxWorth app turns each points balance into dollars at these valuations and searches award seats for airline partners. No bank login needed.
Sources: managerewardsonline.bankofamerica.com · news.alaskaair.com · upgradedpoints.com · bankrate.com · millionmilesecrets.com. Always confirm current terms with the issuer or program.