U.S. Bank Altitude Points: Value, Transfer Partners and Cards (2026)
Quick answer: U.S. Bank Altitude points are worth 1¢ each in MaxWorth's valuation, so 100,000 points come to about $1,000. They transfer to 4 airlines and 1 hotel program. 6 US credit cards earn them.
What your points are worth
Most U.S. Bank Altitude points are a fixed-value currency worth about a cent each in cash or travel. The exception is the Altitude Reserve, which gained airline and hotel transfer partners on Aug 11, 2026, but no longer accepts new applicants. Since Dec 15, 2025, Altitude Reserve travel redemptions are worth 1 cent a point instead of 1.5 cents.
| Balance | At 1¢ each |
|---|---|
| 10,000 | $100 |
| 25,000 | $250 |
| 50,000 | $500 |
| 100,000 | $1,000 |
Ways to redeem
| Option | Value per point | Notes |
|---|---|---|
| Cash back to a U.S. Bank checking or savings account | 1¢ | Altitude Go, Connect and Reserve. Minimum 2,500 points ($25). |
| Altitude Reserve: travel or Real-Time Rewards | 1¢ | Was 1.5¢ before Dec 15, 2025. |
| Altitude Reserve: transfer to partners | Varies | Five partners since August 2026. Altitude Reserve only. |
Transfer partners (5)
Only the Altitude Reserve can transfer, and it's closed to new applicants. U.S. Bank says most transfers post by the next business day, and within 72 hours.
| Partner | Type | Ratio | Award seats |
|---|---|---|---|
| Air France-KLM Flying Blue Launched Aug 11, 2026, paused Aug 12 and restored Aug 17. | Airline | 1:1 | Search in app |
| Avianca LifeMiles Added in late August 2026. | Airline | 1:1 | Search in app |
| Ethiopian Airlines ShebaMiles | Airline | 1:1 | Search in app |
| Qantas Frequent Flyer Launched Aug 11, 2026, paused Aug 12 and restored Aug 27. | Airline | 1:1 | Search in app |
| Accor Live Limitless 2 Altitude points become 1 ALL point. | Hotel | 2:1 | – |
"Search in app" means Award Search in the MaxWorth app, which shows award seat availability for these programs.
Cards that earn U.S. Bank Altitude (6)
| Card | Annual fee | Top earn rates | Can transfer? |
|---|---|---|---|
| US Bank Altitude Reserve | $400 | 3x Travel · 3x Mobile Wallet · 1x Everything else | Yes Closed to new applicants |
| US Bank Business Altitude Connect | $95 | 4x Travel · 4x Gas · 4x EV Charging | No, fixed-value redemptions only |
| US Bank Business Altitude Power | $95 | 2.5x Mobile Wallet · 2x Everything else | No, fixed-value redemptions only |
| US Bank Business Leverage | $95 | 1x Everything else | No, fixed-value redemptions only |
| US Bank Altitude Connect | $0 | 4x Travel · 4x Gas · 4x EV Charging | No, fixed-value redemptions only |
| US Bank Altitude Go | $0 | 4x Dining · 2x Groceries · 2x Streaming | No, fixed-value redemptions only |
Only the Altitude Reserve Visa Infinite can transfer points. Altitude Connect, Altitude Go and Smartly points can't be transferred to airlines or hotels.
Good to know
- Expiration
- Altitude Reserve points don't expire while the account is open and are lost as soon as it closes. Altitude Go points earned on or after April 14, 2025 expire after 12 straight statement cycles with no activity.
- Pooling and sharing
- Altitude Reserve cardholders can send points to other Altitude Reserve accounts, up to 20,000 points sent and 20,000 received per calendar year. Transfers are final.
Frequently asked questions
How much are 100,000 U.S. Bank Altitude points worth?
About $1,000 at MaxWorth's valuation of 1¢ per point. What you actually get depends on how you redeem; see the redemption options above.
Does U.S. Bank have airline transfer partners now?
Yes, but only for the Altitude Reserve. Transfers launched on Aug 11, 2026: Flying Blue, Qantas, Ethiopian ShebaMiles and Avianca LifeMiles at 1:1, and Accor Live Limitless at 2:1.
Are Altitude Reserve points still worth 1.5 cents on travel?
No. Since Dec 15, 2025, travel and Real-Time Rewards redemptions are worth 1 cent per point.
Do Altitude Go points expire?
Points earned since April 14, 2025 expire after 12 straight statement cycles with no activity. A single purchase or redemption resets the clock.
Track U.S. Bank Altitude next to every other balance.
The MaxWorth app turns each points balance into dollars at these valuations and searches award seats for airline partners. No bank login needed.
Sources: rewards.usbank.com · doctorofcredit.com · upgradedpoints.com · thepointsguy.com · upgradedpoints.com · awardwallet.com. Always confirm current terms with the issuer or program.