Citi ThankYou Points: Value, Transfer Partners and Cards (2026)
Quick answer: Citi ThankYou points are worth 1¢ each in MaxWorth's valuation, so 100,000 points come to about $1,000. They transfer to 15 airlines and 5 hotel programs. 5 US credit cards earn them.
What your points are worth
ThankYou points are worth the most when transferred from a premium Citi card, and Citi is the only big bank program that transfers to American AAdvantage. The no-fee cards are best treated as feeders: pool their points into a Strata Premier or Strata Elite account to unlock full transfer ratios. Since August 2025, Strata Premier and Prestige cash out at only 0.75 cents unless you also hold a Double Cash or Custom Cash.
| Balance | At 1¢ each |
|---|---|
| 10,000 | $100 |
| 25,000 | $250 |
| 50,000 | $500 |
| 100,000 | $1,000 |
Ways to redeem
| Option | Value per point | Notes |
|---|---|---|
| Transfer to airline and hotel partners | varies | Full ratios need Strata Elite, Strata Premier, Prestige or AT&T Access More. |
| Citi Travel bookings | 1¢ | |
| Gift cards | 1¢ | |
| Cash back or statement credit | 0.75¢ to 1¢ | 1¢ for Double Cash and Custom Cash, or if you hold one of them. 0.75¢ for Strata Premier or Prestige on their own since Aug 24, 2025. |
| Shop with Points (Amazon, PayPal) | about 0.8¢ |
Transfer partners (20)
Ratios shown are for Strata Elite, Strata Premier, Prestige and AT&T Access More. No-annual-fee cards (Strata, Double Cash, Custom Cash, Rewards+) transfer at 70% of these ratios and can't transfer to American AAdvantage. The minimum transfer is 1,000 points.
| Partner | Type | Ratio | Award seats |
|---|---|---|---|
| Air France-KLM Flying Blue | Airline | 1:1 | Search in app |
| American Airlines AAdvantage Strata Elite and Strata Premier only. Added Jul 27, 2025. | Airline | 1:1 | Search in app |
| Avianca LifeMiles | Airline | 1:1 | Search in app |
| Cathay Pacific Asia Miles | Airline | 1:1 | – |
| Emirates Skywards 1,000 points = 800 Skywards miles. Cut from 1:1 in July 2025. | Airline | 5:4 | Search in app |
| Etihad Guest | Airline | 1:1 | Search in app |
| EVA Air Infinity MileageLands | Airline | 1:1 | – |
| Japan Airlines Mileage Bank Added Sep 20, 2026. | Airline | 1:1 | – |
| JetBlue TrueBlue | Airline | 1:1 | Search in app |
| Qantas Frequent Flyer | Airline | 1:1 | Search in app |
| Qatar Airways Privilege Club | Airline | 1:1 | Search in app |
| Singapore Airlines KrisFlyer | Airline | 1:1 | Search in app |
| Thai Airways Royal Orchid Plus | Airline | 1:1 | – |
| Turkish Airlines Miles&Smiles | Airline | 1:1 | Search in app |
| Virgin Atlantic Flying Club | Airline | 1:1 | Search in app |
| Accor Live Limitless 1,000 points = 500 Accor points. | Hotel | 2:1 | – |
| Choice Privileges Cut from 1:2 on Apr 19, 2026. | Hotel | 1:1.5 | – |
| I Prefer Hotel Rewards Cut from 1:4 on Apr 19, 2026. | Hotel | 1:2 | – |
| Leading Hotels of the World Leaders Club 1,000 points = 200 Leaders Club points. | Hotel | 5:1 | – |
| Wyndham Rewards | Hotel | 1:1 | – |
"Search in app" means Award Search in the MaxWorth app, which shows award seat availability for these programs.
Cards that earn Citi ThankYou (5)
| Card | Annual fee | Top earn rates | Can transfer? |
|---|---|---|---|
| Citi Strata Elite | $595 | 3x Dining · 1.5x Everything else | Yes |
| Citi Prestige | $495 | 5x Dining · 5x Flights · 3x Hotels | Yes |
| Citi Strata Premier | $95 | 3x Flights · 3x Hotels · 3x Dining | Yes |
| Citi Strata | $0 | 3x Groceries · 3x Gas · 3x EV Charging | Limited Full-ratio transfers need Strata Premier or Strata Elite |
| Citi ThankYou Preferred | $0 | 2x Dining · 2x Entertainment · 1x Everything else | Limited Full-ratio transfers need Strata Premier or Strata Elite |
Full-ratio transfers and transfers to American AAdvantage need Strata Elite, Strata Premier, Prestige or AT&T Access More. Double Cash and Custom Cash points transfer at 70% on their own, so combine them into a Strata Premier or Strata Elite account first.
Good to know
- Expiration
- Points don't expire while the account is open. If you close a ThankYou card, the points tied to it expire 60 days later.
- Pooling and sharing
- You can combine points from your own Citi cards into one ThankYou account. Sharing points with other people ended: the last day was May 16, 2026.
Frequently asked questions
How much are 100,000 Citi ThankYou points worth?
About $1,000 at MaxWorth's valuation of 1¢ per point. What you actually get depends on how you redeem; see the redemption options above.
Can Citi points transfer to American Airlines?
Yes, 1:1 to AAdvantage, but only from Strata Elite or Strata Premier. Citi is the only major transferable points program that transfers to AAdvantage.
Can I still share ThankYou points with family?
No. Citi ended person-to-person points sharing after May 16, 2026. You can still pool points across your own Citi cards.
What changed with Citi's Choice Hotels transfers?
Since Apr 19, 2026, 1,000 ThankYou points transfer to 1,500 Choice points, down from 2,000. The I Prefer ratio was cut from 1:4 to 1:2 on the same day.
Track Citi ThankYou next to every other balance.
The MaxWorth app turns each points balance into dollars at these valuations and searches award seats for airline partners. No bank login needed.
Sources: citi.com · citi.com · citi.com · bankrate.com · point.me · onemileatatime.com · frequentmiler.com. Always confirm current terms with the issuer or program.