Citi ThankYou Preferred
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 2% | 2% |
| Entertainment | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Protections (2)
Extended Warranty
Get an extra 24 months added to your manufacturer's warranty when you purchase items with your Citi card and/or ThankYou Points. If your eligible item breaks, coverage will repair, reimburse, or replace it up to the amount charged or $10,000 per item, whichever is less. Total coverage cannot exceed 7 years from purchase date. Provided by Virginia Surety Company, Inc.
Damage & Theft Purchase Protection
Covers eligible items purchased with your Citi card against damage or theft for 120 days from the purchase date. Coverage up to $500 per claim and $50,000 per cardholder per year. Provided by Virginia Surety Company, Inc.
Other (1)
Citi Private Pass
Access to presale tickets, VIP packages, and exclusive experiences for concerts, sporting events, dining, and entertainment through Citi's entertainment access program.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 Citi ThankYou Preferred benefits automatically — redemption progress, reset dates and expiry alerts.