
Citi Strata Elite
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 3x | 4.8% |
| Everything else | 1.5x | 2.4% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (7)
Citigold Private Client Relationship Credit
$595 first year banking relationship credit and $145 annual credit thereafter for qualifying Citigold Private Clients
Annual Hotel Benefit
Up to $300 off hotel stays of 2+ nights booked through Citi Travel each calendar year
American Airlines Admirals Club Passes
Four Admirals Club passes each calendar year for access to nearly 50 Admirals Club lounges worldwide
Annual Splurge Credit
Up to $200 statement credits on choice of up to 2 brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation each calendar year
Annual Blacklane Credit
Up to $200 in statement credits for Blacklane rides, earn up to $100 Jan-Jun and up to $100 Jul-Dec
Citigold Relationship Credit
$145 banking relationship annual credit for qualifying Citigold clients
Global Entry or TSA PreCheck Credit
Statement credit up to $120 every four years as reimbursement for Global Entry or TSA PreCheck application fee
Status & Elite Perks (4)
Priority Pass Select Membership
Complimentary access to 1,500+ airport lounges worldwide for primary cardmember, authorized users, and up to 2 guests
The Reserve by Citi Travel Benefits
Access to 4.5-5 star participating hotels offering daily complimentary breakfast for 2, free Wi-Fi, $100 experience credit, early check-in, late checkout, room upgrades
Mastercard World Legend Benefits
Priority reservations at sought-after restaurants and ticketing access across music, theater, and sporting events globally
Citi Entertainment Access
Special access to purchase tickets to thousands of events including presale tickets and exclusive experiences for concerts, sporting events, arts and dining
Protections (1)
Travel and Shopping Protections
Trip delay protection, enhanced trip cancellation and interruption protection, lost or damaged luggage protection, MasterRental coverage, extended warranty and purchase assurance plus
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