Bank of America
BoA Premium Rewards
Annual fee
$95
Rewards
Bank of America Points
Benefits
3 · $350/yr
Ranked in: #25 · Travel
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel | 2% | 2% |
| Dining | 2% | 2% |
| Everything else | 1.5% | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
Airline Incidental Credit
$100/yr
Up to $100 annual statement credit for airline incidental fees like baggage, seat upgrades, lounge access
Protections (1)
Travel Insurance
$150/yr
Trip cancellation/interruption, trip delay, baggage delay, lost luggage, emergency evacuation coverage
Other (1)
Global Entry Credit
$100/yr
Up to $100 statement credit every 4 years for Global Entry or TSA PreCheck application fee
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 BoA Premium Rewards benefits automatically — redemption progress, reset dates and expiry alerts.