Aeroplan Card
Quick answer: The Aeroplan Card carries a CA$120 annual fee and 9 catalogued benefits; its best earning category is Air Canada at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Air Canada | 2x | 2.6% |
| Dining | 1.5x | 1.95% |
| Everything else | 1x | 1.3% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (7)
Rental Car Insurance
CA$75/yrRental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Flight Delay Insurance
CA$25/yrFlight delay insurance providing up to $500 (aggregate maximum shared with baggage delay insurance) for reasonable expenses when delayed or denied boarding for 4 or more hours, when the fare is charged to the card.
Baggage Insurance
CA$25/yrBaggage insurance providing up to $500 for essential items purchased within 4 days of arrival when baggage is delayed, or coverage for lost or stolen baggage during a trip where the common carrier fare was charged to the card. Aggregate maximum shared with flight delay insurance.
Purchase Protection
CA$25/yrPurchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/yrExtended warranty coverage that extends the original manufacturer's warranty period by up to one additional year. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrTravel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, ship) is charged to the card.
Hotel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $500 total coverage for stolen items (excluding cash) due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.
Other (2)
First Checked Bag Free
CA$100/yrFree first checked bag (up to 23kg/50lb) on Air Canada flights for the primary cardholder and up to 8 travelling companions on the same reservation. Applies to all Air Canada operated flights.
Preferred Pricing on Aeroplan
CA$50/yrAccess to preferred pricing on Aeroplan flight rewards, allowing you to book flights for fewer points. Available to eligible Aeroplan cardmembers from time to time.
How to track it
Add the Aeroplan Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other American Express Canada cards
- Amex Centurion Card (CA) · CA$2,500 · 21 benefits
- Amex Platinum Card · CA$799 · 16 benefits
- Business Platinum Card · CA$799 · 18 benefits
- Aeroplan Business Reserve Card · CA$599 · 16 benefits
- Aeroplan Reserve Card · CA$599 · 16 benefits
- Gold Rewards Card · CA$250 · 15 benefits
- Business Gold Rewards Card · CA$199 · 9 benefits
- Amex Cobalt Card · CA$191.88 · 12 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.