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Amex Business Edge Card (CA)
CANADA CREDIT CARD

Amex Business Edge Card (CA)

American Express Canada · Annual fee CA$99 CAD · Membership Rewards Points · data refreshed October 3, 2026

Quick answer: The Amex Business Edge Card (CA) carries a CA$99 annual fee and 3 catalogued benefits, 1 of them dollar credits worth CA$168 a year at face value; its best earning category is Dining at 3x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Dining3x4.2%
Gas3x4.2%
Transit3x4.2%
Office Supply3x4.2%
Electronics3x4.2%
Everything else1x1.4%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

Monthly Spending Bonus

CA$168/yr
Monthly

Earn 1,000 Membership Rewards points each month when you spend at least $3,000 in net purchases on your Card in that month. Worth approximately $14 per month ($168/year) based on 1.4¢ per MR point valuation.

Protections (2)

Car Rental Insurance

CA$75/yr
Annual

Rental car collision and loss damage insurance for vehicles with a Manufacturer's Suggested Retail Price of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the Card and the rental company's collision damage waiver is declined. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

Purchase Protection

CA$25/yr
Annual

Purchase protection covering eligible items purchased with the Card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence. Coverage applies to eligible items fully charged to the Card worldwide, provided the manufacturer's warranty is valid in Canada and the U.S. and does not exceed five years.

How to track it

Add the Amex Business Edge Card (CA) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other American Express Canada cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.