Amex Essential Card
Quick answer: The Amex Essential Card carries a CA$25 annual fee and 4 catalogued benefits. Welcome offer: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in purchases), up to $100 in statement credits. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Protections (3)
Purchase Protection
CA$25/yrWhen you charge eligible items to your Card, you could be insured for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence.
Extended Warranty
CA$25/yrThis coverage could extend the manufacturer's original warranty up to one additional year when you charge the entire purchase price of an eligible new item to your Card. Applies to items with a manufacturer's warranty of 5 years or less.
Travel Accident Insurance
CA$10/yrYou may be covered for Accidental Death and Dismemberment up to $100,000 when you fully charge your common carrier tickets (plane, train, ship, or bus) to your Amex Essential Card.
Other (1)
Front of the Line Access
CA$25/yrAccess to American Express Front Of The Line® presale tickets and reserved tickets to concerts, theatre productions, sporting events, and other special events across Canada, often before they go on sale to the general public.
How to track it
Add the Amex Essential Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other American Express Canada cards
- Amex Centurion Card (CA) · CA$2,500 · 21 benefits
- Amex Platinum Card · CA$799 · 16 benefits
- Business Platinum Card · CA$799 · 18 benefits
- Aeroplan Business Reserve Card · CA$599 · 16 benefits
- Aeroplan Reserve Card · CA$599 · 16 benefits
- Gold Rewards Card · CA$250 · 15 benefits
- Business Gold Rewards Card · CA$199 · 9 benefits
- Amex Cobalt Card · CA$191.88 · 12 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.