Home › Cards › Canada › MBNA Rewards Platinum Plus Mastercard
MBNA Rewards Platinum Plus Mastercard
CANADA CREDIT CARD

MBNA Rewards Platinum Plus Mastercard

MBNA Canada · Annual fee CA$0 CAD · MBNA Rewards Points · data refreshed October 3, 2026

Quick answer: The MBNA Rewards Platinum Plus Mastercard carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries2x2%
Dining2x2%
Recurring Bills2x2%
Streaming2x2%
Everything else1x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (3)

Mobile Device Insurance

Annual

Covers loss, theft, accidental damage, or mechanical breakdown of eligible mobile devices for up to $1,000 per claim. Must pay monthly wireless bill with your MBNA card.

Purchase Protection

Annual

Covers eligible items purchased with your MBNA credit card against theft or damage for the first 90 days from date of purchase. Lifetime total accumulative limit of $60,000 per account.

Extended Warranty

Annual

Doubles the written manufacturer's warranties valid in Canada for up to one additional year on eligible new purchases made with your MBNA credit card.

How to track it

Add the MBNA Rewards Platinum Plus Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other MBNA Canada cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.