MBNA Smart Cash World Mastercard
Quick answer: The MBNA Smart Cash World Mastercard carries a CA$39 annual fee and 3 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 2% |
| Gas | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (3)
Auto Rental Collision/Loss Damage
Covers damage to or theft of a rental vehicle when you reserve and pay for the entire rental with your card and decline the rental agency's collision damage waiver.
Purchase Protection
Covers eligible items purchased with your MBNA credit card against theft or damage for the first 90 days from date of purchase. Lifetime total accumulative limit of $60,000 per account.
Extended Warranty
Doubles the written manufacturer's warranties valid in Canada for up to one additional year on eligible new purchases made with your MBNA credit card.
How to track it
Add the MBNA Smart Cash World Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other MBNA Canada cards
- MBNA Rewards World Elite Mastercard · CA$120 · 8 benefits
- MBNA True Line Gold Mastercard · CA$39 · 2 benefits
- Amazon.ca Rewards Mastercard · CA$0 · 2 benefits
- MBNA Rewards Platinum Plus Mastercard · CA$0 · 3 benefits
- MBNA Smart Cash Platinum Plus Mastercard · CA$0 · 3 benefits
- MBNA True Line Mastercard · CA$0 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.