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MBNA Rewards World Elite Mastercard
CANADA CREDIT CARD

MBNA Rewards World Elite Mastercard

MBNA Canada · Annual fee CA$120 CAD · MBNA Rewards Points · data refreshed October 3, 2026

Quick answer: The MBNA Rewards World Elite Mastercard carries a CA$120 annual fee and 8 catalogued benefits; its best earning category is Groceries at 5x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries5x5%
Dining5x5%
Recurring Bills5x5%
Streaming5x5%
Everything else1x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (8)

Emergency Medical Insurance

Annual

Out-of-province/country emergency medical insurance covering up to $2,000,000. Coverage for first 21 days of travel. Cardholder must be under age 65.

Flight/Trip Delay Insurance

Annual

Reimburses up to $500 per person for reasonable expenses when your flight or trip is delayed, including meals, accommodations, and emergency purchases.

Baggage Delay/Loss Insurance

Annual

Covers delayed or lost baggage expenses up to $1,000 per person per trip including essential items and clothing.

Auto Rental Collision/Loss Damage

Annual

Covers damage to or theft of a rental vehicle when you reserve and pay for the entire rental with your card and decline the rental agency's collision damage waiver. Coverage for up to 31 consecutive days.

Mobile Device Insurance

Annual

Covers loss, theft, accidental damage, or mechanical breakdown of eligible mobile devices for up to $1,000 per claim. Must pay monthly wireless bill with your MBNA card.

Purchase Protection

Annual

Covers eligible items purchased with your MBNA credit card against theft or damage for the first 90 days from date of purchase. Lifetime total accumulative limit of $60,000 per account.

Extended Warranty

Annual

Doubles the written manufacturer's warranties valid in Canada for up to one additional year on eligible new purchases made with your MBNA credit card.

Price Protection

Annual

If you purchase an eligible product with your card and see a similar model advertised in Canada within 60 days for a lower price, you can be refunded the difference up to $500 per product, maximum $1,000 per year.

How to track it

Add the MBNA Rewards World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other MBNA Canada cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.