Scotia Momentum No-Fee Visa Card
Quick answer: The Scotia Momentum No-Fee Visa Card carries a CA$0 annual fee and 0 catalogued benefits; its best earning category is Groceries at 1x. Welcome offer: 10% Cash Back on all purchases for the first 3 months (up to $2,000). MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 1x | 1% |
| Gas | 1x | 1% |
| EV Charging | 1x | 1% |
| Transit | 1x | 1% |
| Drugstores | 1x | 1% |
| Recurring Bills | 1x | 1% |
| Everything else | 0.5x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
How to track it
Add the Scotia Momentum No-Fee Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Scotiabank cards
- Scotiabank Passport Visa Infinite Privilege Card · CA$599 · 18 benefits
- Scotiabank Passport Visa Infinite Card · CA$150 · 12 benefits
- Scotia Momentum Visa Infinite Card · CA$120 · 9 benefits
- Scotiabank Gold American Express Card · CA$120 · 10 benefits
- Scotia Momentum Visa Card · CA$49 · 2 benefits
- Scotia Momentum Mastercard Credit Card · CA$0 · 0 benefits
- Scotiabank Scene+ Visa Card · CA$0 · 0 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.