Scotia Momentum Visa Card
Quick answer: The Scotia Momentum Visa Card carries a CA$49 annual fee and 2 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 2% |
| Gas | 2x | 2% |
| EV Charging | 2x | 2% |
| Transit | 2x | 2% |
| Drugstores | 2x | 2% |
| Recurring Bills | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Purchase Security
CA$25/yrPurchase security covering eligible new items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.
How to track it
Add the Scotia Momentum Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Scotiabank cards
- Scotiabank Passport Visa Infinite Privilege Card · CA$599 · 18 benefits
- Scotiabank Passport Visa Infinite Card · CA$150 · 12 benefits
- Scotia Momentum Visa Infinite Card · CA$120 · 9 benefits
- Scotiabank Gold American Express Card · CA$120 · 10 benefits
- Scotia Momentum Mastercard Credit Card · CA$0 · 0 benefits
- Scotia Momentum No-Fee Visa Card · CA$0 · 0 benefits
- Scotiabank Scene+ Visa Card · CA$0 · 0 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.