Scotiabank Passport Visa Infinite Privilege Card
Quick answer: The Scotiabank Passport Visa Infinite Privilege Card carries a CA$599 annual fee and 18 catalogued benefits, 1 of them dollar credits worth CA$250 a year at face value; its best earning category is Scene Travel at 6x. Welcome offer: Earn up to 80,000 bonus Scene+ points in your first 14 months. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Scene Travel | 6x | 6% |
| Travel | 3x | 3% |
| Dining | 2x | 2% |
| Entertainment | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$250 Annual Travel Credit
CA$250/yrReceive a $250 statement credit each year on your first eligible travel booking of $250 or more made with your card through Scene+ Travel, Powered by Expedia. Applies to flights, hotels, car rentals, and vacation packages worldwide. Resets on your account anniversary.
Status & Elite Perks (5)
Visa Airport Companion Lounge Access
CA$300/yr10 complimentary airport lounge visits per year for the primary cardholder and each additional cardholder through the Visa Airport Companion Program, with access to over 1,200 lounges worldwide. Visits renew on your enrollment anniversary; additional visits cost approximately $32 USD each. Enrollment required.
Relais & Châteaux Benefits
CA$100/yrComplimentary room upgrade upon availability, daily breakfast for your party, and a VIP welcome amenity at over 200 Relais & Châteaux properties worldwide when booked through the program.
Visa Infinite Luxury Hotel Collection
CA$50/yrSeven standard premium benefits at over 900 hand-selected hotels and resorts, including automatic room upgrade upon arrival, complimentary daily breakfast for two, complimentary in-room Wi-Fi, a $25 USD food or beverage credit, VIP guest status, late checkout, and early check-in; an eighth property-specific benefit is available at approximately 200 participating locations.
Avis President's Club Membership
CA$50/yrComplimentary Avis President's Club membership, including two car-class upgrades, guaranteed vehicle availability, and priority service at Avis locations worldwide.
Concierge Service
CA$25/yrComplimentary and unlimited 24/7 Visa Infinite Privilege Concierge service in English and French for travel planning, restaurant and event reservations, gift sourcing, and other lifestyle requests.
Protections (11)
Travel Emergency Medical Insurance
CA$120/yrTravel emergency medical insurance providing up to $5,000,000 CAD in coverage for emergency medical treatment, hospitalization, prescriptions, and medical transport while travelling outside your province or country. Covers trips of up to 31 consecutive days if you are under 65, or up to 10 consecutive days if you are 65 or older.
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance covering damage to or theft of a rental vehicle for rentals of up to 48 consecutive days, when the full rental cost is charged to the card and the rental company's collision damage waiver is declined. Vehicles with an MSRP over $85,000 are excluded.
Mobile Device Insurance
CA$60/yrMobile device insurance providing up to $1,000 CAD in coverage for loss, theft, mechanical breakdown, or accidental damage to an eligible mobile device purchased with the card.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable prepaid travel arrangements when you must cancel for a covered reason, up to $2,500 per insured person and a maximum of $10,000 per trip.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering unused portions of travel arrangements and additional return transportation costs when a trip is interrupted for a covered reason, up to $5,000 per insured person and a maximum of $25,000 per trip.
Flight Delay Insurance
CA$25/yrFlight delay insurance providing up to $1,000 per insured person for reasonable and necessary expenses such as meals, accommodation, and essentials when your flight is delayed 4 or more hours.
Baggage Insurance
CA$25/yrBaggage insurance providing up to $1,000 per insured person for emergency purchases when checked baggage is delayed, and up to $2,500 per insured person (maximum $5,000 per occurrence) when baggage is lost, stolen, or damaged during a covered trip.
Purchase Security
CA$25/yrPurchase security covering eligible new items purchased with the card against theft, loss, or accidental damage for up to 180 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty that doubles the original manufacturer's warranty on eligible items purchased with the card, up to a maximum of 2 additional years.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing up to $500,000 per insured person in accidental death and dismemberment coverage when the full fare is charged to the card.
Hotel Burglary Insurance
CA$10/yrHotel burglary insurance providing up to $2,500 in coverage for loss of personal property due to burglary from your hotel or motel room during a covered trip.
Other (1)
GigSky Data Plans
CA$20/yrTwo complimentary 1 GB GigSky international data plans per year for mobile connectivity while travelling abroad, plus a discount on additional data plan purchases.
How to track it
Add the Scotiabank Passport Visa Infinite Privilege Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Scotiabank cards
- Scotiabank Passport Visa Infinite Card · CA$150 · 12 benefits
- Scotia Momentum Visa Infinite Card · CA$120 · 9 benefits
- Scotiabank Gold American Express Card · CA$120 · 10 benefits
- Scotia Momentum Visa Card · CA$49 · 2 benefits
- Scotia Momentum Mastercard Credit Card · CA$0 · 0 benefits
- Scotia Momentum No-Fee Visa Card · CA$0 · 0 benefits
- Scotiabank Scene+ Visa Card · CA$0 · 0 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.