SimplyCash Card
Quick answer: The SimplyCash Card carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Gas at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Gas | 2x | 2% |
| Groceries | 2x | 2% |
| Everything else | 1.25x | 1.25% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (3)
Purchase Protection
CA$25/yrPurchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/yrExtended warranty coverage that extends the original manufacturer's warranty period by up to one additional year. Coverage up to $10,000 per item annually. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$5/yrTravel accident insurance providing up to $100,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, ship) is charged to the card.
How to track it
Add the SimplyCash Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other American Express Canada cards
- Amex Centurion Card (CA) · CA$2,500 · 21 benefits
- Amex Platinum Card · CA$799 · 16 benefits
- Business Platinum Card · CA$799 · 18 benefits
- Aeroplan Business Reserve Card · CA$599 · 16 benefits
- Aeroplan Reserve Card · CA$599 · 16 benefits
- Gold Rewards Card · CA$250 · 15 benefits
- Business Gold Rewards Card · CA$199 · 9 benefits
- Amex Cobalt Card · CA$191.88 · 12 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.