
Chase IHG Premier Select
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| IHG | 12x | 6% |
| Dining | 6x | 3% |
| Travel | 6x | 3% |
| Everything else | 3x | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (8)
Anniversary Free Night
Each account anniversary, receive a free night e-certificate valid at IHG Hotels & Resorts worldwide for a standard room with a point redemption value of 60,000 points or less. You can add points to book a higher-category hotel.
$300 IHG Food & Beverage Rewards
Receive a $75 IHG Food & Beverage Reward voucher each quarter (up to $300 per calendar year), deposited to your IHG One Rewards account and redeemable for food and beverage during a stay at participating IHG Hotels & Resorts. Unused rewards expire at the end of the quarter.
Additional Free Night ($40K)
Earn an additional free night e-certificate (up to 60,000 points) after you spend $40,000 on purchases each calendar year.
$200 Airline Statement Credit
Receive a $200 statement credit each calendar year after you make a single flight purchase of $250 or more directly with an airline using your card. Available through December 31, 2027.
One-year complimentary DashPass by DoorDash after activation, plus up to $10 off one eligible order each month while enrolled, through December 31, 2027.
$10 Monthly Instacart Credit
Complimentary 3-month Instacart+ membership after activation, plus a $10 Instacart credit each month (up to $120 per year) while enrolled, through December 31, 2027.
$50 United TravelBank Cash
Receive a $25 United TravelBank cash deposit twice each calendar year (up to $50) after registering your card with your MileagePlus account. TravelBank cash can be used toward United flights.
Up to $120 statement credit every four years for a Global Entry, TSA PreCheck or NEXUS application fee charged to the card.
Status & Elite Perks (3)
Platinum Elite Status
Automatic IHG One Rewards Platinum Elite status for as long as you remain a cardmember and your IHG One Rewards account is open.
Elite Night Credits
Receive 20 Elite Night Credits toward IHG One Rewards status each calendar year, plus 2 additional Elite Night Credits for every $5,000 spent and 5 more after $15,000 in purchases in a calendar year.
Diamond Elite Status Qualification
Each calendar year you make purchases totaling $25,000 or more, you qualify for Diamond Elite status through December 31 of the following year.
Other (2)
Fourth Night Free
For each standard room Reward Night stay of 4 or more consecutive nights at the same property, every 4th night is free.
Points Purchase Discount
Save 30% on full-price points purchases when you pay for those points with your IHG One Rewards Premier Select Credit Card.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 13 Chase IHG Premier Select benefits automatically — redemption progress, reset dates and expiry alerts.