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Chase IHG Premier Select
Chase

Chase IHG Premier Select

Annual fee
$350
Benefits
13 · $1,570/yr
Data verified Oct 8, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
IHG 12x 6%
Dining 6x 3%
Travel 6x 3%
Everything else 3x 1.5%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (8)

Annual

Each account anniversary, receive a free night e-certificate valid at IHG Hotels & Resorts worldwide for a standard room with a point redemption value of 60,000 points or less. You can add points to book a higher-category hotel.

Quarterly

Receive a $75 IHG Food & Beverage Reward voucher each quarter (up to $300 per calendar year), deposited to your IHG One Rewards account and redeemable for food and beverage during a stay at participating IHG Hotels & Resorts. Unused rewards expire at the end of the quarter.

Annual

Earn an additional free night e-certificate (up to 60,000 points) after you spend $40,000 on purchases each calendar year.

Annual

Receive a $200 statement credit each calendar year after you make a single flight purchase of $250 or more directly with an airline using your card. Available through December 31, 2027.

Monthly Activation required

One-year complimentary DashPass by DoorDash after activation, plus up to $10 off one eligible order each month while enrolled, through December 31, 2027.

Monthly Activation required

Complimentary 3-month Instacart+ membership after activation, plus a $10 Instacart credit each month (up to $120 per year) while enrolled, through December 31, 2027.

Semi-annual Activation required

Receive a $25 United TravelBank cash deposit twice each calendar year (up to $50) after registering your card with your MileagePlus account. TravelBank cash can be used toward United flights.

Every 4 years

Up to $120 statement credit every four years for a Global Entry, TSA PreCheck or NEXUS application fee charged to the card.

Status & Elite Perks (3)

Platinum Elite Status

$150/yr
Annual

Automatic IHG One Rewards Platinum Elite status for as long as you remain a cardmember and your IHG One Rewards account is open.

Elite Night Credits

Annual

Receive 20 Elite Night Credits toward IHG One Rewards status each calendar year, plus 2 additional Elite Night Credits for every $5,000 spent and 5 more after $15,000 in purchases in a calendar year.

Diamond Elite Status Qualification

Annual

Each calendar year you make purchases totaling $25,000 or more, you qualify for Diamond Elite status through December 31 of the following year.

Other (2)

Fourth Night Free

Annual

For each standard room Reward Night stay of 4 or more consecutive nights at the same property, every 4th night is free.

Points Purchase Discount

Annual

Save 30% on full-price points purchases when you pay for those points with your IHG One Rewards Premier Select Credit Card.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 13 Chase IHG Premier Select benefits automatically — redemption progress, reset dates and expiry alerts.

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