IHG One Rewards Points: Value, Transfer Partners and Cards (2026)
Quick answer: IHG One Rewards points are worth 0.5¢ each in MaxWorth's valuation, so 100,000 points come to about $500. You can transfer in from Chase Ultimate Rewards and Bilt Rewards. 5 US credit cards earn them.
What your points are worth
IHG prices reward nights dynamically, roughly 5,000 to 250,000 points a night, so the same hotel can cost very different amounts on different dates. The biggest lever is the fourth reward night free for holders of Chase IHG One Rewards cards, which cuts a four-night stay's points cost by a quarter.
| Balance | At 0.5¢ each |
|---|---|
| 10,000 | $50 |
| 25,000 | $125 |
| 50,000 | $250 |
| 100,000 | $500 |
Ways to redeem
| Option | Value per point | Notes |
|---|---|---|
| Reward nights | varies | Dynamic pricing. Eligible Chase IHG cardmembers get the 4th night free on standard-room award stays of 4 or more nights. |
| Points + Cash | varies | Pay part of the night in points and the rest in cash. |
Transfer in from (2)
| Program | Ratio | Value |
|---|---|---|
| Chase Ultimate Rewards | 1:1 | 1.5¢ |
| Bilt Rewards | 1:1 | 1.25¢ |
Cards that earn IHG One Rewards (5)
| Card | Annual fee | Top earn rates |
|---|---|---|
| Chase IHG Premier Select | $350 | 12x IHG · 6x Dining · 6x Travel |
| Chase IHG Business | $200 | 10x IHG · 5x Travel · 5x Dining |
| Chase IHG Premier | $150 | 10x IHG · 5x Travel · 5x Dining |
| Chase IHG Select | $49 | 5x IHG · 2x Dining · 2x Gas |
| Chase IHG One Rewards | $0 | 5x IHG · 3x Dining · 3x Gas |
Good to know
- Expiration
- Points of Club members without elite status expire after 12 months of account inactivity. Silver, Gold, Platinum and Diamond elites' points don't expire.
- Pooling and sharing
- IHG has no points pooling. Members can transfer points to other members; IHG's terms set the conditions and any fee, so check them before you move points.
Frequently asked questions
How much are 100,000 IHG One Rewards points worth?
About $500 at MaxWorth's valuation of 0.5¢ per point. What you actually get depends on how you redeem; see the redemption options above.
Do IHG points expire?
For Club members without status, after 12 months of inactivity. Elite members' points don't expire.
Who gets IHG's 4th night free?
Cardmembers of eligible Chase IHG One Rewards cards, on standard-room award stays of 4 or more consecutive nights.
Can I give IHG points to someone else?
Yes, for $5 per 1,000 points. Diamond Elite and IHG Business Rewards members can transfer for free.
Track IHG One Rewards next to every other balance.
The MaxWorth app turns each points balance into dollars at these valuations and searches award seats for airline partners. No bank login needed.
Sources: ihg.com · creditcards.chase.com · thepointsguy.com · awardwallet.com · upgradedpoints.com. Always confirm current terms with the issuer or program.