Chase IHG Premier
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| IHG | 10x | 5% |
| Travel | 5x | 2.5% |
| Dining | 5x | 2.5% |
| Gas | 5x | 2.5% |
| Everything else | 3x | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Status & Elite Perks (4)
Diamond Elite Status
Earn Diamond Elite status through December 31st of following year after spending $40,000 each calendar year
Anniversary Free Night
Free night at IHG hotels up to 40,000 points value each cardmember anniversary, with ability to add points for higher category hotels
Platinum Elite Status
Automatic IHG One Rewards Platinum Elite status as long as you remain a cardmember
4th Reward Night Free
Get the 4th night free when you redeem points for 4+ consecutive nights at the same IHG property
Other (2)
Global Entry Credit
Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee
United TravelBank Cash
Up to $50 United TravelBank Cash each year after registering card with MileagePlus account
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 6 Chase IHG Premier benefits automatically — redemption progress, reset dates and expiry alerts.