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Chase IHG Select
Chase

Chase IHG Select

Annual fee
$49
Rewards
IHG One Rewards Points
Benefits
3 · $400/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer
Ranked in: #28 · Hotels

Earn Rates

CategoryRateTrue cash-back value
IHG 5x 2.5%
Dining 2x 1%
Gas 2x 1%
Groceries 2x 1%
Everything else 1x 0.5%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (2)

Anniversary Free Night Certificate

$200/yr
Annual

Each year on your account anniversary, receive a Chase Anniversary Free Night certificate valid at any IHG property worldwide (subject to availability). Your first free night is not earned until after your first full year as a cardmember.

10% Point Rebate on Redemptions

$50/yr
Annual

Receive a 10% rebate on points used for award redemptions, up to a maximum of 100,000 points back each calendar year (approximately $500 in value at 0.5 cpp).

Status & Elite Perks (1)

Platinum Elite Status

$150/yr
Annual

Automatically receive IHG One Rewards Platinum Elite status for as long as you remain a cardmember. Includes a 50% bonus on all qualifying stays and complimentary room upgrades subject to availability.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 3 Chase IHG Select benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store