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Chase Southwest Performance Business
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Chase Southwest Performance Business

Annual fee
$299
Rewards
Southwest Rapid Rewards Points
Benefits
16 · $677/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Southwest 4x 5.2%
Gas 2x 2.6%
Dining 2x 2.6%
Transit 2x 2.6%
Hotels 2x 2.6%
Everything else 1x 1.3%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (9)

10,000 Companion Pass Qualifying Points Boost

$130/yr
Annual

As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening.

$120 Global Entry/TSA PreCheck Credit

$120/yr
Every 4 years

Receive up to a $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee once every four years as a statement credit.

$10 Monthly Instacart Credit

$120/yr
Monthly

Receive a $10 monthly Instacart credit when you use your card for Instacart purchases. Credit applied automatically as a statement credit.

$120 Complimentary DashPass

$120/yr
Annual Activation required

When the membership is activated for the first time with your Southwest Performance Business card, you will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date.

9,000 Anniversary Points

$117/yr
Annual

9,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.

$10 DoorDash Quarterly Credit

$40/yr
Quarterly

Once you have activated your DashPass membership, you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership.

$30 Complimentary Instacart+ Membership

$30/yr
Annual Activation required

Receive 3 months of complimentary Instacart+ membership, which includes free delivery on orders of $35 or more, reduced service fees, and exclusive member pricing. Enrollment required.

Inflight Purchase Discount

Annual

25% back on Southwest Airlines inflight purchases made with your card for drinks and WiFi in the form of a credit card account statement credit.

Tier Qualifying Points

Annual

Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status.

Status & Elite Perks (2)

Free First Checked Bag

Annual

The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. The primary Cardmember must include their Rapid Rewards number in their reservation.

Preferred Seating & Priority Boarding

Annual

Complimentary preferred seat selection at booking for the primary cardmember and up to 8 additional passengers on the same reservation. Unlimited Extra Legroom seat upgrades within 48 hours of departure. Group 5 boarding for cardmember and up to 8 passengers.

Protections (5)

Auto Rental Coverage

Annual

Covers damage due to collision or theft for most rental vehicles when you use your card to pay for the full rental and decline the rental company's collision damage waiver.

Purchase Protection

Annual

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

Extended Warranty Protection

Annual

Extends the time period of the manufacturer U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

Lost Luggage Reimbursement

Annual

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Baggage Delay Insurance

Annual

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 16 Chase Southwest Performance Business benefits automatically — redemption progress, reset dates and expiry alerts.

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