Southwest Rapid Rewards Points: Value, Transfer Partners and Cards (2026)
Quick answer: Southwest Rapid Rewards points are worth 1.3¢ each in MaxWorth's valuation, so 100,000 points come to about $1,300. You can transfer in from Chase Ultimate Rewards and Bilt Rewards. 5 US credit cards earn them.
What your points are worth
Southwest has no award chart. The points needed for a reward flight depend on the destination, date, demand and fare class, so they track the cash fare closely, and any available seat can be booked with points. Cash plus points is also an option.
| Balance | At 1.3¢ each |
|---|---|
| 10,000 | $130 |
| 25,000 | $325 |
| 50,000 | $650 |
| 100,000 | $1,300 |
Ways to redeem
| Option | Value per point | Notes |
|---|---|---|
| Southwest flights | varies | Point prices follow the fare, so the value per point is fairly stable. |
| Cash plus points | varies | Pay part of a fare in points and the rest in cash. |
| Gift cards and other rewards | lower | Usually well below the value of using points on flights. |
Transfer in from (3)
| Program | Ratio | Value |
|---|---|---|
| Chase Ultimate Rewards | 1:1 | 1.5¢ |
| Bilt Rewards Added April 24, 2025. | 1:1 | 1.25¢ |
| Marriott Bonvoy 5,000 bonus miles for every 60,000 points transferred | 3:1 | 0.7¢ |
Cards that earn Southwest Rapid Rewards (5)
| Card | Annual fee | Top earn rates |
|---|---|---|
| Chase Southwest Performance Business | $299 | 4x Southwest · 2x Gas · 2x Dining |
| Chase Southwest Priority | $229 | 4x Southwest · 2x Gas · 2x Dining |
| Chase Southwest Premier | $149 | 3x Southwest · 2x Groceries · 2x Dining |
| Chase Southwest Premier Business | $149 | 3x Southwest · 2x Gas · 2x Dining |
| Chase Southwest Plus | $99 | 2x Southwest · 2x Gas · 2x Groceries |
Good to know
- Expiration
- Rapid Rewards points do not expire; they are lost only if the account is closed.
- Pooling and sharing
- Pooling is not allowed: Southwest's terms say members may not pool or combine points. You can buy a transfer of points to another member, from 2,000 up to 60,000 points per day.
Frequently asked questions
How much are 100,000 Southwest Rapid Rewards points worth?
About $1,300 at MaxWorth's valuation of 1.3¢ per point. What you actually get depends on how you redeem; see the redemption options above.
Can I pool Southwest points with family?
No. Southwest's terms prohibit pooling; you can only pay to transfer points to another member.
Do Southwest points expire?
No. Points are forfeited only if the account is closed.
Can I book any Southwest seat with points?
Yes. There is no award chart, so any available seat can be booked with points at a price that tracks the cash fare.
Track Southwest Rapid Rewards next to every other balance.
The MaxWorth app turns each points balance into dollars at these valuations and searches award seats for airline partners. No bank login needed.
Sources: southwest.com · nerdwallet.com · awardwallet.com · nerdwallet.com · thepointsguy.com. Always confirm current terms with the issuer or program.