Chase Southwest Premier Business
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Southwest | 3x | 3.9% |
| Gas | 2x | 2.6% |
| Dining | 2x | 2.6% |
| Everything else | 1x | 1.3% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (5)
10,000 Companion Pass Qualifying Points Boost
As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening.
6,000 Anniversary Points
6,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.
Tier Qualifying Points
Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status.
Inflight Purchase Discount
25% back on Southwest Airlines inflight purchases made with your card for drinks and WiFi in the form of a credit card account statement credit.
15% Anniversary Promo Code
Receive a 15% promo code each year on your cardmember anniversary, valid for one Southwest Airlines booking. Excludes basic fare.
Status & Elite Perks (2)
Free First Checked Bag
The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. The primary Cardmember must include their Rapid Rewards number in their reservation.
Preferred Seat Selection & Priority Boarding
Complimentary preferred seat selection within 48 hours of departure for the primary cardmember. Group 5 boarding for cardmember and up to 8 passengers on the same reservation on flights with assigned seating.
Protections (4)
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Extended Warranty Protection
Extends the time period of the manufacturer U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 11 Chase Southwest Premier Business benefits automatically — redemption progress, reset dates and expiry alerts.