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Chase Southwest Plus
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Chase Southwest Plus

Annual fee
$99
Rewards
Southwest Rapid Rewards Points
Benefits
12 · $353/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Southwest 2x 2.6%
Gas 2x 2.6%
Groceries 2x 2.6%
Everything else 1x 1.3%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (6)

Complimentary DashPass

$144/yr
Annual Activation required

When the membership is activated for the first time with Southwest Rapid Rewards Plus Credit Card between 02/01/2025 and 12/31/2027, you will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date.

Companion Pass Qualifying Points Boost

$130/yr
Annual

As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening.

DoorDash Quarterly Discount

$40/yr
Quarterly

Once you have activated your Southwest Rapid Rewards Plus Credit Card DashPass membership, you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership.

Anniversary Points

$39/yr
Annual

3,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.

10% Anniversary Promo Code

Annual

Receive a 10% promo code each year on your cardmember anniversary, valid for one Southwest Airlines booking. Excludes basic fare.

Inflight Purchase Discount

Annual

You will receive 25% back on Southwest Airlines inflight purchases made with your Southwest Rapid Rewards Plus Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credits will post to your credit card account the same day as your purchases and will appear on your monthly credit card billing statement within 1-2 billing cycles.

Status & Elite Perks (2)

Free First Checked Bag

Annual

The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit.

Standard Seat Selection & Priority Boarding

Annual

Complimentary Standard seat selection within 48 hours prior to departure, when available. Group 5 boarding for the cardmember and up to 8 passengers on the same reservation on flights with assigned seating.

Protections (4)

Extended Warranty Protection

Annual

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase. Restrictions, limitations and exclusions apply.

Lost Luggage Reimbursement

Annual

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip. Restrictions, limitations and exclusions apply.

Baggage Delay Insurance

Annual

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours. Restrictions, limitations and exclusions apply.

Purchase Protection

Annual

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims.

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