Kroger Rewards World Elite Mastercard
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Mobile Wallet | 5% | 5% |
| Kroger Pay | 5% | 5% |
| Kroger | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
Free Boost Essential Membership
New cardmembers receive a free Boost Essential membership (valued at $69/year) upon enrollment. Boost membership provides fuel points discounts and free delivery benefits at Kroger Family of Companies stores. First year only for new cardmembers.
Protections (1)
Mastercard ID Theft Protection
Mastercard ID Theft Protection provides dark web monitoring, compromised credential alerts, and identity theft resolution services. Requires enrollment at mastercardus.idprotectiononline.com. Available to all World Elite Mastercard holders.
Other (1)
Lowest Hotel Rate Guarantee
Mastercard Lowest Hotel Rate Guarantee refunds rate differences on qualifying prepaid hotel bookings made through Mastercard Travel & Lifestyle Services. Access to 24/7 Lifestyle Manager for travel planning assistance.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 Kroger Rewards World Elite Mastercard benefits automatically — redemption progress, reset dates and expiry alerts.