Every Delta Reserve Credit in 2026: Two Monthly Credits and a Certificate Worth More Than Both

Quick answer: The Amex Delta Reserve carries 5 recurring credits worth $1,090 a year at face value against its $650 fee. They produce 26 separate deadlines a year, 2 of them monthly, and 2 of the 5 need enrollment before they pay anything. The calendar below is generated from the same database rows that power the MaxWorth app; every credit links to its own page with the full terms.

The Delta Reserve splits into two products: a monthly-credit card worth $360 a year if you clear 24 deadlines, and a companion certificate that can be worth more than the fee in one booking. The Resy and rideshare credits both need enrollment and both reset on the 1st; the Delta Stays credit is annual and needs a prepaid booking through Delta’s hotel platform; the certificate arrives on renewal and expires a year later.

The calendar

Cycle	Credit	Per cycle	Per year	Enroll	Resets
Monthly	$20 Monthly Resy Dining Credit	$20	$240	Yes	the 1st of each month
Monthly	$10 Monthly Rideshare Credit	$10	$120	Yes	the 1st of each month
Annual	Companion Certificate	$500	$500	No	yearly, per terms
Annual	Delta Stays Credit	$200	$200	No	yearly, per terms
Every 4 years	Global Entry/TSA PreCheck Credit	$120	$30	No	once per 4 years

Per cycle is the issuer-stated cap for one period. Resets reads the published terms: credits stated per calendar year reset on January 1, credits stated per cardmember year reset on your anniversary, and where the terms say neither we say so rather than guess.

The ones people miss

• Resy is $20 a month at Resy-listed US restaurants, which is a long list in big cities and a short one elsewhere. Enroll once; the credit posts on eligible charges automatically after that.
• The rideshare credit is $10 a month on Uber, Lyft and similar in the US. It was logged as used by fewer Reserve holders than the Resy credit in MaxWorth’s data, mostly because people forget it exists.
• The companion certificate sits in the table at a $500 valuation, but it is a certificate, not a statement credit. Valid for one round-trip in Main Cabin, Comfort+ or First Class within the covered regions; taxes and fees still apply, and it expires a year after issue whether or not you flew.

Does it cover the fee

Resy $240, rideshare $120 and Delta Stays $200 are $560 a year at face value against $650. A holder who uses the two monthly credits most months and books one Delta Stays hotel is at roughly $450. The companion certificate on a $600 domestic round-trip covers the remainder twice over, and Sky Club access on Delta flights is on top. Skip the certificate and the card is a $650 lounge pass with chores attached.

How to run this calendar without a spreadsheet

Add the Amex Delta Reserve to MaxWorth and every credit above appears with its cycle already set: the monthly ones on the 1st, the quarterly ones on quarter boundaries, the annual ones on January 1 or your anniversary as the terms dictate. You get a push before each one expires, mark it used when you use it, and the card’s annual-fee ROI runs from what you marked. No bank account is connected at any point. The full card page lists the status perks and protections that this article leaves out.